The effects of climate change are becoming more evident

2024 was a record-breaking year for extreme weather in the UK. Storms and floods caused an unprecedented level of damage to homes and businesses, leaving many homeowners facing costly repairs and insurance claims. Heavy rainfall, high winds, and flooding were more frequent and severe.

With climate risks intensifying, homeowners can no longer afford to be reactive. Instead, proactive measures like retrofitting offer a long-term solution to protect properties against extreme weather.

Retrofitting homes with better insulation, flood resistance, and storm-proof features is not just about avoiding damage - it is about future-proofing homes for the climate challenges ahead.

The impact of 2024’s extreme weather

The past year saw relentless storms battering the UK, and globally, too - leading to record-high insurance claims for weather-related damage. Entire communities faced devastating floods, with homes being left uninhabitable due to water damage and structural weaknesses. The rise in these incidents highlights the growing vulnerability of UK housing stock to extreme weather.

High winds damaged roofs and windows, while intense rainfall overwhelmed drainage systems, causing internal flooding in homes that had never previously experienced such issues. The financial burden of repairs was felt across the country, not only through direct costs but also in rising insurance premiums, as providers adjusted to the growing risk landscape.

The stark reality is that traditional building methods and materials are not designed to withstand the increasing severity of weather events.

The time for adaptation is now.

Why retrofitting is the solution

Retrofitting involves modifying existing buildings to improve resilience, energy efficiency, and overall durability. Instead of waiting for disaster to strike, homeowners can take proactive steps to reinforce their homes against the elements. The benefits of retrofitting go beyond storm protection; it can also lead to reduced energy bills, improved comfort, and increased property value.

Flood-resistant retrofitting

Flooding is one of the biggest threats to UK homes, but there are practical solutions available:

• Raised electrical sockets and wiring: prevents damage in the event of flooding.
• Water-resistant materials: using flood-resistant doors, floors, and walls reduces the impact of rising water levels.
• Permeable landscaping: driveways and gardens with porous surfaces help absorb rainwater, reducing surface water flooding.
• Sump pumps and flood barriers: these provide an extra layer of defence in high-risk areas.

Storm-proofing measures

High winds and heavy rainfall can cause extensive damage to roofs, windows, and walls. Retrofitting can help homes withstand these forces by:

• Installing reinforced windows and storm shutters: reduces the risk of shattered glass and internal damage.
• Strengthening roofs and securing loose tiles: prevents wind uplift and leaks.
• Upgrading guttering and drainage systems: ensures water is directed away from the property to prevent erosion and foundation damage.
• Adding bracing to walls and roofs: provides structural reinforcement against strong winds.

Improving energy efficiency and thermal resilience

Extreme weather isn’t just about storms and floods - heatwaves are also becoming more frequent.

Retrofitting helps keep homes cool in summer and warm in winter, reducing the strain on heating and cooling systems:

• Installing high-performance insulation: retains heat in winter and keeps homes cooler in summer.
• Switching to triple-glazed windows: improves energy efficiency and enhances resilience to weather extremes.
• Sealing gaps and improving ventilation: prevents draughts and moisture build up, reducing the risk of mould growth.
• Incorporating renewable energy solutions: solar panels and battery storage provide an independent power source during weather disruptions.

The role of government and homeowners

The UK government has recognised the urgent need to make homes more resilient, with various grants and initiatives available to support homeowners in retrofitting efforts. Schemes such as the Flood Re program and energy efficiency grants help fund upgrades that can make homes more weather-resistant.

However, the responsibility doesn’t just lie with policymakers, homeowners must take action, too. Waiting for regulations to change or for another catastrophic weather event to occur is not an option. Investing in retrofitting now can save thousands of pounds in future repair costs, protect personal belongings, and ensure a safer living environment.

A resilient future starts today

The record-breaking weather damage of 2024 was a wake-up call. Climate change is no longer a distant threat - it is already impacting our homes and communities. Retrofitting is the most effective way to mitigate risks, reduce financial losses, and enhance the long-term safety of our homes.

By taking proactive steps today, homeowners can ensure they are prepared for whatever the future holds.

Retrofitting is not just a smart investment - it is an essential one. The time to act is now.

Carl Dodd, Property Revolutions Ltd.